How To Make A Small Grocery Budget Stretch
Are you looking for ways to help keep money in your wallet even after the dreaded trip to the grocery store to do your food shopping? You’re not alone. Most families have a small food budget, making it challenging to get the groceries needed for the week. Depending on the size and age of family members, some of us have a bigger challenge than others.
However, a few tricks can help you purchase what’s necessary while saving you money. Here’s a closer look at how you can stretch your money every week while grocery shopping. I’m updating this post due to the significant increases in food prices and the need to find ways to save wherever possible. I have a PRINTABLE Grocery List below.
How to Make a Small Grocery Budget Stretch

Take Inventory of Your Pantry
Taking inventory of your pantry gives you a better idea of what food you still have available. You might even be surprised by how many meals you can still scrape together.
Doing so also helps you realize what you’re out of and what needs replenishment. It might even give you a good idea of simply grabbing one extra ingredient from the store to help make a complete meal. What you don’t want to do is get to the store and buy things on impulse.
Please make a list and stick to it unless you’re reminded of an item or two you’ve overlooked when putting your shopping list together.
Diligently Search the Ad Flyers
While Aldi is typically the cheapest grocery store to shop at if you have one in your area, you can still catch even better deals if you search the ad flyers.
Yes, this might mean you are now considered a cherry-picker customer who has to shop at more than one grocery store during the week, but hey, that’s what it takes when you have a small grocery budget. Just don’t spend more on gas than what you’ll save on the cost using that ad. Use common sense when visiting multiple stores in your efforts to save money.
Shopping the ads could save you hundreds of dollars during the year, depending on the size of your family, the types of foods you usually buy, and how efficient you are when using the ads.
Go After Mark-downs
Are you a bargain shopper? Looking for the manager’s specials in the meat department or other perishable food departments can help you get great deals for a fraction of the original retail price.
These foods must be eaten relatively quickly to ensure freshness and quality, particularly if we’re talking about fresh fruit and vegetables.
Buy the Generic Brands
Do you usually settle for the name-brand potato chips and national brand for a gallon of milk? In most cases, the generic or store-name brands are just as good and at lower prices.
Here’s a little secret. A gallon of milk sold under the store name is, in most cases, the same milk sold under the national label because of their contract with the national milk producer. This secret can apply to many generic brands and their various products and save you a chunk of money each week.
Don’t Buy Regular Retail Goods
Try to stick to discounted items you receive in your weekly mailbox grocery sale items flyers. Avoid purchasing regular retail items you will find on sale at another retail store for much cheaper. Now, some stores are sending out magazines with coupons, like Smith’s! We’ve received two mail flyers from Krogers this week, and their local store brand is Smiths.
There are some chains that send out digital coupons if you sign up for their flyers and newsletters. Try it for a while and see if those digital notices are user-friendly and save you money.
Shop Alone
Shopping alone can be crucial to help you stretch out your budget. You don’t have all the distractions from kids fighting or begging for that candy bar or costly breakfast cereals. Also, you’ll be less likely to accidentally grab hot salsa instead of the mild version you want due to being distracted.
We’ve all had children who tend to beg for their favorite sweets, sugary cereals, and other food items that can quickly increase the bill. As discussed in the “make meal plans” section below, planning meals in advance and buying only those ingredients you need for a specific meal recipe can save a bunch of money.
I like to grocery shop in the morning. The stores tend to be less busy, so you can take your time, look over the items in more detail, and not have to worry about waiting in the checkout line. Make it a habit to schedule yourself to shop when it’s convenient for you and less of a hassle.
Don’t Shop Hungry
Everyone has heard this line before, and it’s true. Don’t shop when you’re hungry. Everything looks good when you are hungry; before you know it, you’ll have a grocery cart full of junk well outside your budget.
Make Meal Plans
Making meal plans is one of the best ways to help with budget shopping. It lets you find common or similar ingredients in meal plans and use them when making several meals.
It also helps you from tossing meaningless items into your cart that can be skipped. Most of us are tempted to buy things we want but don’t need. If you shop based on what is required to complete the weekly menu plans, you’ll be surprised at how much can be saved and how the family will eat healthier meals.
Stick to the List
Now that you have the meal plan items you need on your list, stick to it. Avoid making those tempting impulse buys.
Look for the Value (Cost per Ounce)
Be a smarter shopper by reviewing the item’s real cost. Most retail stores have a cost per ounce on the price posted on the face of the shelves. Use the cost per ounce to help you compare brands and package sizes of similar foods. Pick up the one with a lower cost per ounce to save extra pennies. Often, that means buying in larger quantities. Mark has cereal with bananas each morning. He’s found that the large bags available at Walmart have a lower cost per ounce, so those are the ones he buys.
Buy More Lower-Priced Proteins
Buying low-priced fatty proteins such as eggs, beans, and rice is a great way to make meals go further. They are not only cheap but also more filling. I realize eggs have gone up and then down in price. But they are still an excellent price for the protein.
We have lots of cans of beans since we’ve found fresh meats to be pricey these days. We can get the proteins we need from a wide variety of beans, like black beans, pinto beans, lima beans, etc.
There are containers full of pasta in our pantry too. We love to make spaghetti, lasagna, and other pasta meals since they’re cheap and filling when we make them from scratch.
Drink More Water
Choose to drink more water from a Brita or water filter. This can keep you from purchasing cases of water, and prompt you to drink more water each day instead of soda pop and juice that you really don’t need to be drinking.
Drinking more water also fills you up faster and keeps you from eating more food than you should.
Buy In Bulk
Do you have a large family? Buying in bulk on certain non-perishable items can also save you a lot of money. We all use many of the same staples for the base of our meal planning. With that in mind, we’re probably safe in buying more at a discounted price, saving more in the long run.
Buying big bags of rice and beans will save you far more in the long run than buying smaller amounts at regular retail stores. Several other bulk items are great for stretching out your budget. That tends to be the approach when purchasing from Costco. You may have to be more diligent as you monitor those expiration dates, but it’s worth it.
Properly Store Leftovers
Store leftovers in sealed containers and bags to help food last longer and keep its flavor and nutrients intact as they’re placed in your fridge or freezer for later use.
Freeze Meat Immediately
If you buy meat you know you won’t be eating over the next few days, freeze it immediately so you don’t run the risk of having it spoil. You can always de-thaw meat and other frozen foods when needed for that planned meal. It’s called meal planning for a purpose!
Buy From Local Farmers’ Markets
Do you have a local farmers’ market? Make that extra stop and take advantage of great prices on super fresh produce, meats, and milk.
If you head there towards the end of the day, you can usually bargain with vendors for better prices. Supporting these food suppliers is also great for the environment and the local economy.
Grow a Garden
You don’t have to get all your vegetables at the grocery store. How about growing a little garden for some of your basic vegetable needs? Not only will it save you money, but it will be fresher than what you would find at the retail store. We love the fact that we seldom buy tomatoes during the summer—they come right out of our garden! Update: As you know, we moved up north and hope to start a garden this spring.
Know Appropriate Portions
Serving the same portion of food to your kids that you’re eating will waste a lot of food. There’s such a thing as getting seconds if they’re still hungry.
The same goes for yourself. Most Americans will admit that they overeat. Stretch your food into leftovers for another meal. It can save you money and help you maintain that slim waistline.
How To Live On A Minimalistic Budget
Free Printable Grocery List
Grocery List from Food Storage Moms
Final Word
These are several ways to stretch a grocery budget further. If you’re living on a tight budget, what other ways do you stretch your money when grocery shopping? I’d love to hear from you and share your ideas with my loyal readers. May God Bless this world, Linda
Copyright Images: Cheap Grocery Shopping Depositphotos_54006891_S By Stokkete
Ask myself: is this a nutrient dense purchase? Am I buying nutrients with my money that will promote health?
Hi Janet, this is the best tip ever! If we can teach others how to cut their grocery bill and cook from scratch we have done a good a deed for the day. Then hopefully they will teach others. Happy Friday, Linda
Linda,
Like you mentioned marked down meat is a great bargain. I have been able to buy bulk
hamburger for 99 cents a pound just by buying marked down meat. So hamburger that was 8 or 9
dollars is very cheap. I grab them bring them home and break down and put in freezer.
I also look at the weekly ad’s, I went to Walmart to buy Toilet Paper and the prices were
out of sight. I needed some so I bought 4 roll pack for almost $4.00 then in this weeks ad for our local
grocery store they had a sale for Buy 5 items get $5.00 off. A package of Toilet paper for 12 rolls was
6.99 so I bought 3 packages. Another item I got was 2 big bottles of dish soap for 1.99. After I was
done they took a dollar off each item. So Toilet paper was 5.99 and soap was 99 cents. I was happy
and I got items I needed, saved money AND have stock ahead.
Hi June, I LOVE LOVE LOVE hearing how you shop for bargains! If we look we can find the good buys! Woohoo! Linda
The biggest things that saves me money are: 1) knowing what is in the pantry and fridge/freezer and 2) making a meal plan based on what I have first then based on the weekly ads.
That being said, since I don’t have a garden nor a place to grow my own veggies, I shop the farmer’s market and a local fruit/veggie market. Sometimes the prices are more than I want to pay, but at least I know I am getting fresh.
Hi Leanne, you are so right on this! If we make a meal plan after assessing the pantry, freezer and the ads, life is so good! I wish we had a decent farmers market here. Great comment, Linda
Linda ~ At least you have a space at your home to grow some veggies! My patio garden here at my apartment did not do so well! You know I purchased grow boxes and they did pretty well for herbs but my tomato, cucumber and lettuce did not do well at all! Would have loved to have a salad garden at least!
Hi Leanne, I have a neighbor that purchased some boxes that are not very big and they grow everything in them. They are called “EarthBox”. They are on sale right now I will be doing a post about them. I will keep you posted. https://earthbox.com/earthbox-container-gardening-system They are similar to hydroponics. Linda
Thanks, Linda ~
I really need to figure out how to grow what I want in the boxes I already have. I put too much money into these 3 boxes and they do great for the herbs. I am thinking that the fertilizer that they sent with the boxes was not the right fertilizer, though. I did not use that fertilizer on the herb plants as the “ground” covers have the fertilizer built in. So, next growing season, I plan to purchase my own fertilizer and try again. Will see if I can get some lettuce, tomatoes, cucumbers, and of course, herbs growing well enough to sustain me and make these boxes cost effective.
Hi Leanne, I totally agree with you on not buying new ones. I saw these in person so I may give them a try, Linda
I clip the coupons from our stores weekly ads (electronically) and compare them to build my shopping list. Of course I have chickens for eggs and am an avid gardener, but I’m not self-sufficient so I do need to go to the stores for some items.
Not going there hungry is one of the best tips ever. But I’m pretty good at sticking to my shopping list and avoiding impulse buys. So, stick to your list.
Hi Ray, you are so right, never go shopping hungry! I would pick up an apple fritter, which I don’t need! LOL! Linda
Ah, the bygone days when you could get hamburger for $0.99 a pound
I’ve been watching a few YouTube channels for budget friendly cooking.
My favorite channels:
Mexican Cooking on a Budget
Julie Pacheco
Flo Lum (Asian inspired)
Mary’s Nest (not specifically budget friendly but nutrient dense foods)
Leigh Ann Wilkes – cooking for two
Hi Leanne, thank you for sharing those websites, I love it! Yeah, hamburger is at last $5.99 for the 70/30 I think. That’s why I’m using my freeze dried hamburger. You can’t make meatloaf with it, LOL! Linda
To stretch hamburger, add a slice or so of read soaked in milk. I usually use 1 slice per pound soaked in milk, you can add an egg as a binder as well. Mix well and use for hamburger patties or meat loaf or whatever.
We also make soup with beans and a little ham. Sometimes just better than bullion. And chopped onion. My mother made a big pot of soup on Fridays. She saved bits of leftovers in the freezer during the week. She’d add whatever was needed. It was always good and filling. It’s how we grew up. We mostly buy on sale. I like to buy a big pork loin when they’re on sale and cut it into chops and roasts. I also use some roasts to make pulled pork. Served with potato salad, baked beans and tea.
Hi Deborah, great tip on stretching hamburger! I love soup, I always make soup at least once a week. I need to make some pulled pork, potato salad and baked beans! That sounds so good right now! Yummy! Linda
I “cheat” on making baked beans. They aren’t actually baked. I start out using pork n beans. I fry a few strips of bacon or use bacon drippings and sauté some onion. Add the beans and heat. I add some ketchup and mustard and stir well. Heat up and enjoy. This is how I learned to make them, from my mother. She was born in 1928, so she grew up frugal.
Hi Deborah, my mom was born in 1929, they must have had the same recipe! I love it! When I got married I changed it up a bit and added brown sugar, yep, I have sweet tooth. I love baked beans! Now I want to make some for dinner! Linda
I’ve used brown sugar in mine as well. Even used molasses once. I’ve even put bacon bits in them. I use what I have on hand. LOL But now I have to use sugar free sweeteners.
Frugal is the name of the game. My husband said if you hear screaming it is my pennies fighting for freedom.
HI Chris, now that the government has realized it costs 3 cents to make a penny (I think that’s what I heard) I don’t think we will see any pennies in the future. Of course, I’m not in charge. LOL! Linda
Sometimes the Pennie’s have to scream more than once! That’s my motto. LOL I’ve been saving my change for a while now. One year, we saved enough to buy one of our granddaughters school clothes. She had to roll the coins though. She’s now in her 20s.
Hi Deborah, great story, I love this! Linda
I love this motto!!! As we get older we find out old habits die hard.
Hi Chris, this is so true! Linda